Find out if your 401(k) is actually performing well compared to the market.
A free retirement portfolio analysis that compares your performance, risk level, and long-term outlook against the market average — with no cost or obligation.
- 42+ Years Experience
- Independent Guidance
- Objective Analysis
- No Cost · No Obligation
Most Americans have no idea how their 401(k) is actually performing.
Most people never ask the simple question: "How is my retirement portfolio performing compared to the market?"
Employer-sponsored plans typically offer only a small selection of pre-selected investment options. Outside those plans, there are thousands of additional possibilities available through independent retirement accounts. Most people simply never realize they have options.
When you leave a company, you typically have three choices.
Keep the 401(k) with your former employer's plan and the options it provides.
Roll the balance into your new employer's retirement plan, if eligible.
Move it into an independent IRA with broader investment flexibility and choice.
"Our role is not to pressure you into a decision. Our role is to help you understand your options clearly."
In under 15 minutes, you'll know how your portfolio stacks up.
A clear, objective review of what you own, how it's performing, and what alternatives may exist — presented in plain language.
Schedule My AnalysisHow your holdings compare to relevant market benchmarks.
An honest read on the risk you're actually taking.
Performance across meaningful timeframes.
Side-by-side review against major indices.
A written summary you can keep and reference.
John Oehl
For over 42 years, John has helped individuals navigate retirement decisions with clarity, independence, and long-term perspective.
Unlike advisors tied to proprietary products or limited investment platforms, John focuses on helping clients understand their options objectively and transparently. His approach is education-first, relationship-driven, and built around helping clients make informed retirement decisions with confidence.
Real people. Real retirement clarity.
"For the first time, I actually understood what I owned and why. The clarity alone reduced so much stress."
"John laid out my options without any pressure. I left the meeting feeling informed, not sold to."
"I'd been with the same plan for 19 years and never realized what was available outside of it."
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Learn the common mistakes, hidden limitations, and overlooked risks that could quietly impact your retirement future.
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Discover how your retirement portfolio is really performing.
No pressure. No obligation. Educational only.